Colts QB Anthony Richardson has been placed on IR with his Grade 3 AC joint sprain. That knocks him out for at least the next four games vs. the Jaguars, Browns, Saints, and Panthers. The rookie is droppable in shallower fantasy leagues without an IR spot. QB Gardner Minshew will step in as Indianapolis' starter for however long Richardson is out. Minshew is a capable veteran who's already registered a 68.7% completion rate with two TDs vs. 0 INTs this season. He might even be a slight upgrade for WRs Michael Pittman and Josh Downs.